Art style: 3D Pixar. Full-length view, the entire figure visible from head to feet, standing upright, centered — a young weary heroine surrounded by a swarm of little pesky debt-monsters. She is a slim woman in her late twenties, medium height, tired expression with slightly slumped shoulders, worn office cardigan over a plain blouse, faded jeans and scuffed flat sneakers, empty turned-out pockets. Clinging to her legs and floating around her are dozens of tiny gremlin-like microloan monsters: round pot-bellied bodies in garish neon green, orange and purple, oversized greedy eyes, sharp little grinning teeth, grabby stubby hands reaching for coins, tiny bat wings and clawed feet, each stamped with a glowing coin symbol. They multiply, tug at her sleeves and swirl in a nagging cloud. Cluttered dim apartment with overdue bills scattered on the floor. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt): Render this image in the following art style: Pixar-style 3D computer animation (Pixar / Disney feature-film look) — fully volumetric 3D rendering with rounded dimensional forms, soft subsurface-scattering skin, physically based materials, soft global illumination, warm cinematic key light, gentle depth of field, vibrant family-friendly colours. CRITICAL: EVERY element — characters, foliage, trees, animals, water, sky, props and the entire environment — must be rendered as polished 3D CGI with real depth and form. This is NOT flat 2D illustration, NOT a watercolour or storybook painting, NOT cel-shaded anime. Every surface, skin, fabric, material, and environmental element must be rendered in this idiom.
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